Joy and her team are truly great to work with. They are very professional, know their business, and guided me through the offer and closure process every step of the way. The gave me some really sound advice and talked me through some decisions that allowed me to see the “art of the possible”. I was impressed with how Joy and her team made a personal connection to me …. I wasn’t just another client. If I had to do this all over again, I would choose Joy and her team. John R.